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- Does opting out of prescreened credit card offers effect immediate store credit such as a Sears card?
- What is the “Locator Identification” number on the back of the envelope for credit card offers?
- Student Credit Cards Can Make Spring Break More Affordable
- Business Credit Card Offer – Acquiring the Ideal Package
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Tag Archives: Credit
Does opting out of prescreened credit card offers effect immediate store credit such as a Sears card?
Question by Elisabeth: Does opting out of prescreened credit card offers effect immediate store credit such as a Sears card?
I’m talking about the Sears credit card offers they make at the register. They denied me due to unfavorable credit history– which I don’t have, and recent credit applications– which I haven’t made. I checked my Equifax report and everything is normal– the only reason I can think of is the opt-out but I can’t confirm it.
Best answer:
What is the “Locator Identification” number on the back of the envelope for credit card offers?
Question by mama: What is the “Locator Identification” number on the back of the envelope for credit card offers?
There is a statement below it saying it’s a violation of federal law to steal or possess stolen mail, and to defraud by mail a financial institution. These started showing up a while back.
I shred all my credit card offers, including any inserts that have the offer number on it. I’m pretty sure the Locator Identification number it’s not an offer number, so I shouldn’t have to shred it. I just wanted to see if someone knew for sure what it is. What exactly are they tracking? Is this to combat the people that remove their name from the offers and mail the junk back to them, costing them postage?
Posted in Uncategorized
Tagged back, card, Credit, envelope, Identification, Locator, number, Offers
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Student Credit Cards Can Make Spring Break More Affordable
Los Angeles, CA (PRWEB) February 16, 2012
As college students head for Spring Break destinations from Panama City and Cancun to the Caribbean, many take with them a ?charge first; ask questions later? mentality guaranteed to produce financial hangovers later. To avoid this outcome, CreditDonkey.com suggests savvy students compare different student credit card offers for deals that will make the vacations less expensive and help them to establish good credit histories.
Posted in Uncategorized
Tagged Affordable, Break, Cards, Credit, More, Spring, student
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Business Credit Card Offer – Acquiring the Ideal Package
Article by James McGowan
Among the initial items you may get is a business credit card offer any time you’re starting your own independent business. Of course, this is should your credit standing is suitable that the card carrier says you are a worthwhile risk. Just how do the creditors determine this? They’re going to look at your personal credit profile, to observe which kind of rating you have and if your company is worthwhile.
Depending on those two things in addition to a variety of others dependant on what’s needed of the charge card supplier, you will be presented credit for your small business. Many issuers want a copy of the business permit.
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Tagged Acquiring, business, card, Credit, ideal, offer, Package
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Q&A: I want to stop credit card offers from being sent to my house?
Question by busdriverv@sbcglobal.net: I want to stop credit card offers from being sent to my house?
There is sapose to be an address, when applied to will stop these credit card offers.
Best answer:
Answer by Faye H
Go to the website below and opt-out of the offers.
It’s not 100% though. I opted out a couple years ago and still get a few offers now and then. Just make sure you shred those offers though so no one else can apply using your name.
Add your own answer in the comments!
Finding the Best Low Interest Credit Card Offers
Article by Suzanna Hardaway
Credit card companies are well known for their low interest offers to attract more and more people to use their cards. The low interest credit card offers several benefits which include reward programs, low balance transfer rates and various other advantages. There are several benefits of using these low interest cards. Some of them are discussed below.
If you have a huge balance which remains revolving for many years, you will be able to make lower minimum repayments using these cards. Or, if you continue to pay the same amount, more money is used towards reducing the principal amount owed. This brings about a reduction in the compound interest and the card balance can be repaid much faster.
Q&A: Divorced 7 yrs and still receiving credit card offers in that name?
Question by xantheia1: Divorced 7 yrs and still receiving credit card offers in that name?
I’ve been divorced for 7 yrs and legally took my maiden name back. I still receive credit card offers for my former married name. What can I do to stop this?
Best answer:
Answer by golferwhoworks
opt out 888-567-8688 and this will stop almost all offers in the mail in just a few weeks
Give your answer to this question below!
How do I remove myself from pre-approved Credit card offers?
Question by Gone2Pieces: How do I remove myself from pre-approved Credit card offers?
I have heard that I can remove myself from pre-approved credit card offers. Does anyone know a phone number or website where I can do this at?
Best answer:
Answer by SCH
This is the website that you can go to to opt out of prescreened credit card offers for 5 years:
https://www.optoutprescreen.com/?rf=t
Know better? Leave your own answer in the comments!
Can your identity be stolen by credit card offers you recieve in the mail?
Question by Maddy: Can your identity be stolen by credit card offers you recieve in the mail?
My significant other always tells me to shred my credit card offers (advertisements) that I recieve in the mail, because he claims that people can steal my identity. Don’t people need your social in order to steal your identity which is not shown on these mail offers? I think people need more info than your name and address to steal your identity or open credit cards in your name. Am i wrong or right?
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Q&A: How can I stop getting credit card offers in the mail?
Question by fizzy stuff: How can I stop getting credit card offers in the mail?
Hi. I havent lived in the United States for the past 8 years, yet I continue to get credit card offers at my parents home address. I have tried writing letters, but new ones just keep coming. What can I do? This is highly annoying to me. I dont even live there, yet they are sending unsolicited mail. Please help, any agencies or anything I can contact? Thanks so much!!
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